Point 3 of 7 · Payment

Set up autopay once. Renewals collect themselves.

Customers approve a UPI autopay, card or e-NACH mandate in a single step. Quintixco tracks every mandate, sends pre-debit notices on time and charges each renewal through your regulated payment partner.

Payments / Autopay MandatesLive
Active mandates4,812
Pre-debit notices today263
Pending approval41
CustomerMethodMax limitStatus
Lakeview Fitness Studio UPI autopay₹50,000Active
Orbit Broadband, Kukatpally e-NACH₹1,200Active
Brightpath Coaching Card, tokenised₹15,000Pre-debit sent
Northwind Media UPI autopay₹999Awaiting approval
Cedar D2C Box Card, tokenised₹2,499Revoked by customer
How it works

Autopay Mandates, step by step.

Customer approves

At checkout the customer picks UPI autopay, a card or net banking e-mandate and approves it in their app or bank.

Limit is recorded

The maximum amount, frequency and end date of the mandate are stored against the subscription.

Notice is sent

A pre-debit notification goes to the customer before each charge, as RBI rules require.

Renewal is charged

On the due date the payment partner debits the mandate and Quintixco marks the invoice paid.

Capabilities

Every mandate, its limit and its status in one list

UPI autopay

Mandates approved in any UPI app, ideal for monthly plans from gyms, coaching and ISPs.

Tokenised cards

Card mandates stored as network tokens by your payment partner, never as raw card numbers.

e-NACH

Net banking and debit card e-mandates for higher amounts and annual renewals.

Pre-debit notices

Sent automatically ahead of every charge, with amount, date and a link to manage the mandate.

Limit checks

If a renewal would exceed the mandate limit, Quintixco asks the customer to re-authorise first.

Revocation handling

When a customer cancels a mandate in their bank or UPI app, the subscription is flagged at once.

Details

Mandate support at a glance

Mandates are created and debited by your payment partner. Quintixco orchestrates the schedule, notices and status so your team does not have to.

MethodsUPI autopay, tokenised cards, e-NACH
FrequenciesMonthly, quarterly, annual, as presented
Pre-debit noticeSent at least 24 hours before each debit
Additional authenticationRequested when a charge is above the RBI limit for that category
StatusesPending, active, paused, revoked, expired
PartnersWorks through regulated payment aggregators and banks

How payments and mandates are handled

  • Quintixco is billing software. It does not hold customer money. Payments are processed and settled by regulated payment partners.
  • Recurring payments follow RBI rules, with customer mandates, pre-debit notifications and easy cancellation.
  • Customers can pause or cancel from the portal as your business terms allow, and revoke a mandate in their bank or UPI app at any time.
  • Card details are tokenised by the payment partner. Billing data is encrypted and never sold.
The loop continues

Your first renewal is one approval away.

Every subscription on Quintixco starts with a mandate. Here is yours: no card, no charge, and no debit until your recurring revenue grows past the free plan.

Prefer to walk through your billing first?Contact team
QuintixcoMandate request

Small Loop plan

Requested by Quintixco for your billing workspace

Amount$0.00 / month
CoversUp to $1,200 MRR
IncludesPlans, invoices, autopay
Card requiredNo
Approve and start free
Cancel any time from your workspace settings.