Bill every month. Lose no one to a failed payment.
Quintixco runs your plans, recurring GST invoices, UPI autopay and card mandates. It recovers failed payments with AI-timed retries and kind reminders, lets customers manage their own subscriptions, and shows your MRR and churn as they move.
- Past pattern: usually pays within 3 days after a failure
- Retry 3 Nov, 10:00 am, their usual payment time
- Friendly reminder sentHi, your renewal did not go through. Retry or update your payment method here.
- 3 Nov, 10:02 am: payment successful, invoice and GST receipt sent
Example workspace for illustration. Figures show how one recovered renewal moves your revenue metrics.
Built for every business that bills on a cycle
One subscription, followed all the way round.
Each point on the loop is a part of Quintixco. Scroll to follow a customer from sign-up to renewal, through the payment that nearly failed.
A customer picks a plan and starts.
Monthly, annual, per seat or per use. The Plan Catalogue holds every price you sell, with trials, add-ons, coupons and currencies, and turns it into a checkout your customer finishes in a minute.
- Free trials with a reminder before the first charge
- Usage pricing for ISPs, APIs and metered services
- Price changes that never break live subscriptions
- 7-day free trial
- Billed on the 1st
- 2 months free vs monthly
- Add-on: personal training
- Metered daily
- Invoiced in arrears
| Add-on | Pricing | Currency | Subscribers |
|---|---|---|---|
| Personal training pack | Flat, monthly | INR | 212 |
| Extra seats | Per unit | INR, USD | 1,048 |
| WELCOME20 | 20% off, 3 cycles | All | 86 |
The invoice writes itself, with GST.
On the billing date Quintixco raises a tax invoice with the right CGST, SGST or IGST, prorates any mid-cycle change and generates the e-invoice when one is required. Revenue data flows to your accounting software.
- Proration to the day on upgrades and downgrades
- Credit notes linked to refunds automatically
- Exports to Tally, Zoho Books and QuickBooks
Lakeview Fitness Studio Paid
Starter to Pro on 16 OctAuto
Autopay collects it on the due date.
UPI autopay, tokenised cards and e-NACH mandates are set up once and charged through your regulated payment partner. Pre-debit notices go out on time, and limits are checked before every debit.
- UPI autopay for monthly plans
- e-NACH for larger annual renewals
- Instant flag when a customer revokes a mandate
| Customer | Method | Max limit | Status |
|---|---|---|---|
| Lakeview Fitness Studio | UPI autopay | ₹50,000 | Active |
| Orbit Broadband, Kukatpally | e-NACH | ₹1,200 | Active |
| Brightpath Coaching | Card, tokenised | ₹15,000 | Pre-debit sent |
| Northwind Media | UPI autopay | ₹999 | Awaiting approval |
| Cedar D2C Box | Card, tokenised | ₹2,499 | Revoked by customer |
When a payment fails, the loop does not break.
AI Payment Recovery reads the decline reason, learns when each customer usually pays and schedules the retry for that moment. A short, polite reminder links to retry or update the payment method.
- Retry timing learned from each customer
- Different paths for low balance, expired card and revoked mandate
- Within RBI rules, and never a threatening message
| Customer | Reason | Next step | State |
|---|---|---|---|
| Lakeview Fitness Studio | Insufficient balance | Retry 3 Nov, 10:00 am | Recovered |
| Orbit Broadband | Bank server down | Retry in 4 hours | Scheduled |
| Brightpath Coaching | Card expired | Update-card link sent | Awaiting customer |
| Cedar D2C Box | Mandate revoked | No retry. Notify account owner | Stopped |
Customers change plans on their own.
The Customer Portal lets subscribers upgrade, add seats, pause, switch payment methods and download every invoice. Each change is prorated and invoiced, so your support inbox stays quiet.
- Pause instead of cancel
- Update an expired card in a few taps
- Your brand on your own subdomain
And your MRR shows it the next morning.
Revenue Metrics turns every billing event into MRR, ARR, churn, net revenue retention and cohort reports, refreshed daily and traceable to the invoice behind each number.
- MRR bridge: new, expansion, contraction, churn
- Voluntary and involuntary churn split
- Cohorts by sign-up month
Tax and books, settled on every turn of the loop.
GST is applied on every invoice. Eligible B2B invoices get an IRN and QR code. Each month, revenue, tax and deferred revenue go to Tally, Zoho Books or QuickBooks, mapped to your ledgers.
- E-invoicing with IRN for eligible B2B invoices
- GSTR-1 ready summaries, including credit notes and HSN
- Several GSTINs and companies in one workspace
| Period | Taxable value | GST | E-invoices | Export |
|---|---|---|---|---|
| Oct 2026 | ₹32,71,186 | ₹5,88,814 | 1,204 IRNs | Tally |
| Sep 2026 | ₹31,02,542 | ₹5,58,458 | 1,171 IRNs | Zoho Books |
| Aug 2026 | ₹29,88,135 | ₹5,37,865 | 1,139 IRNs | CSV |
How much revenue are failed payments taking?
Move the sliders to match your business. The estimate updates as you go.
Low balance, expired cards, bank downtime and mandate limits all count here.
Manual follow-ups and fixed-schedule retries usually land between 20% and 40%.
Estimate only. It assumes AI Payment Recovery brings your recovery rate to 70% of failed renewals. Your result depends on your customers, payment methods and decline reasons.
Built inside the rules for recurring payments in India.
Recurring charges in India run on customer mandates and RBI rules. Quintixco follows them by default, so recovering revenue never comes at the cost of a customer's trust.
How mandates workPayments are processed and settled by regulated payment partners straight to your account.
Customers are told the amount and date ahead of each debit, with a link to manage the mandate.
Retries respect network limits and reminders are factual. No threatening or misleading messages, ever.
Customers can pause or cancel from the portal as your terms allow, and revoked mandates are never retried.
Billing data is encrypted in transit and at rest. Cards are tokenised by your payment partner.
Move your subscribers without missing a renewal.
Bring customers, plans and live subscriptions from spreadsheets or another billing tool. The next renewal date stays exactly where it was.
Import
Upload customers, plans and subscriptions from CSV, or from Chargebee, Zoho Subscriptions, Razorpay or Stripe exports.
Map mandates
Existing mandates are linked where your payment partner supports it. Others get a one-tap re-approval link.
Run in parallel
Compare a full billing cycle side by side, invoice for invoice, before you switch anything off.
Go live
Renewals move to Quintixco on their normal dates. Customers see your brand and the same amount.
Asked by finance teams before they switch.
Short answers to what founders, finance leads and operations teams ask most. For anything else, the billing desk is a message away.
Does Quintixco hold our money?
Does it support UPI autopay?
Does it follow RBI recurring-payment rules?
Can we migrate from our current billing?
Does it work for ISPs and gyms, not just SaaS?
How long does setup take?
Your first renewal is one approval away.
Every subscription on Quintixco starts with a mandate. Here is yours: no card, no charge, and no debit until your recurring revenue grows past the free plan.
Mandate requestSmall Loop plan
Requested by Quintixco for your billing workspace